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Finance• Starter

CatalystAgile Loan, Lease & Buy-vs-Rent Engine

Full amortisation and a present-value comparison of buying against leasing.

What you get

Model the financing with a real amortisation schedule — total interest, not just the payment — then compare total cost of ownership against leasing on a present-value basis so the two are actually comparable.

  • Full amortisation schedule with total interest
  • NPV present-value buy-vs-lease comparison
  • Residual value and end-of-term options
  • Break-even month
  • Offline and private

What's in the ZIP

  • Full PWA source (HTML/CSS/JS)
  • README-USER-GUIDE.md
  • GROQ-OPTIONAL.md hook
  • LICENSE.md (single-buyer perpetual)
  • Logo + favicon assets
  • 1 free hosting walkthrough

Hosting your copy

Drop the unzipped folder into Cloudflare Pages, Vercel, Netlify, or even a S3 bucket. The PWA works as a static site — no Node server, no database, no API key required. Add a free Groq API key later if you want AI-enhance mode (instructions in GROQ-OPTIONAL.md).