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Finance• Starter
CatalystAgile Loan, Lease & Buy-vs-Rent Engine
Full amortisation and a present-value comparison of buying against leasing.
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What you get
Model the financing with a real amortisation schedule — total interest, not just the payment — then compare total cost of ownership against leasing on a present-value basis so the two are actually comparable.
- Full amortisation schedule with total interest
- NPV present-value buy-vs-lease comparison
- Residual value and end-of-term options
- Break-even month
- Offline and private
What's in the ZIP
- Full PWA source (HTML/CSS/JS)
- README-USER-GUIDE.md
- GROQ-OPTIONAL.md hook
- LICENSE.md (single-buyer perpetual)
- Logo + favicon assets
- 1 free hosting walkthrough
Hosting your copy
Drop the unzipped folder into Cloudflare Pages, Vercel, Netlify, or even a S3 bucket. The PWA works as a static site — no Node server, no database, no API key required. Add a free Groq API key later if you want AI-enhance mode (instructions in GROQ-OPTIONAL.md).